A full cycle of business products delivered through a single, easy-to-use portal.

We were a pioneer in the now exploding alternative credit data space and as such have refined our products and services to deliver true business value. Over the years, MicroBilt has invested heavily in acquiring best-in-class data. We’ve built sophisticated systems for keeping our data fresh and accurate and powerful predictive models for making decisions around lending, leasing, collections and risk management.

Whether you’re working in originations or debt collection, screening a potential hire or tenant, planning for growth or keeping up with regulatory requirements, MicroBilt can be your partner, providing the insight and information you need to protect your business, grow your bottom line, and keep your company running smoothly.

  • 40 years in the industry
  • 100k businesses served
  • $1B saved by our customers
  • 1978

    MicroBilt business began as Equipment Resources Incorporated, a provider of communications devices.

  • 1982

    Equipment Resources introduced communications terminals into the credit industry.

  • 1984

    Equipment Resources changed its name to MicroBilt as it began to develop value added software programs for its communications devices in addition to its proprietary hardware platforms.

  • 1985

    MicroBilt went public.

  • 1990

    MicroBilt was purchased by First Financial Management Corporation.

  • 1995

    First Financial Management Corporation was acquired by First Data Corporation. MicroBilt developed Windows-based desktop software solutions for customers as well as enterprise solutions for local area networks, wide area networks, credit communications engines and browser-based applications. These developments, however, were focused on enhancing the leasing of its proprietary hardware platforms that allowed customers to communicate directly with the consumer and commercial credit bureaus.

  • 2000

    First Data transferred its MicroBilt assets into MicroBilt, LLC.

    The Company implemented a process to move away from providing access the credit bureau data through the leasing of proprietary hardware to delivering all types of risk management information through an on-line, transactions-based platform.

    Along the way certain strategic acquisitions — DataFax, Inc., Integra Information, Inc., FiData, Inc., and Pay Rent, Build Credit, Inc., added to MicroBilt’s product offerings and system completeness.

  • 2002

    Acquired MergTech assets.

  • 2004

    MicroBilt Merchant Services and MicroBilt Financial Services are incorporated.

  • 2005

    Acquired Profit Systems Software, Credit Data Systems Inc., Eclectic Data Systems Inc. assets.

  • 2005

    ComplyTraq LLC incorporated to provide compliance services to third parties including customers and vendors.

  • 2010

    MicroBilt UK Ltd. incorporated.

  • 2010

    MicroBilt acquired CL Verify (“CLV”), formerly DP Bureau, a leading supplier of credit related information to short term lenders.