Assess risk. Reduce defaults. Increase profitability.

What does it do?

Updated for even greater decisioning accuracy, iPredict Advantage has achieved +10% predictive value over the original version. Other improvements include:

• More efficient predictive workflows to optimize outcomes based on available data
• Numerous new data sets including public records, consumer stability, and banking behavior which add to overall score accuracy
• Expanded score differentiation ranging from 300 to 850 for more granular risk assessment
• Easier implementation, with no additional coding required for those already using our original iPredict product

iPredict Advantage factors in over 165 data attributes when calculating the potential risk of a loan applicant defaulting on a loan and returns the following data:

• Short-term credit risk
• Short-term credit inquiry attributes
• Short term loan history (loans given, payments, etc.)
• Consumer stability attributes
• DDA banking attributes
• Bankruptcy, Liens, Judgment and Eviction records

What is it used for?

iPredict Advantage enables companies to quickly evaluate the risk level of a potential loan applicant leading to reduced defaults, better margins, and more efficient business processes.

iPredict Advantage enables companies to quickly evaluate the risk level of a potential loan applicant leading to reduced defaults, better margins, and more efficient business processes.