Short Term Lending

MicroBilt introduces a complete line of data products for short-term lenders.

For short term lenders, writing smarter loans is the difference between a profitable business and a mess of collections and losses. MicroBilt provides a complete suite of tools to help you make the right choices across the entire loan process. All of MicroBilt’s products can be accessed through a convenient single portal accessible from any Internet-connected computer. This puts incredible public, private and proprietary data as well as automated decisioning tools right at your fingertips.

Credit & Decisioning

Verify a customer’s identity, learn their credit history, and even get a credit score on individuals who might otherwise return a ‘no hit’ or thin file during a credit check.

Experian Equifax TransUnion
Experian Equifax TransUnion
PRBC Alternative Credit
PRBC Alternative Credit
Adverse Action Notification
Adverse Action Notification
Decision Table
Decision Table

Identity Verification

Get a glimpse into a consumer’s past financial deals, uncover any prior history of fraudulent activity and flag potential fraud risks before they impact your business.

ID Verify
ID Verify
ID Authenticate
ID Authenticate
Watchlist Search
Watchlist Search

Collection & Recovery

Identify a customer’s location, assets, banking information and aliases. Determine which debts are most likely to be recovered so you can prioritize your efforts.

Spot
Spot
Enhanced People Search
Enhanced People Search
Property Search Report
Property Search Report
Smart Trac
Smart Trac