Short Term Lending

MicroBilt introduces a complete line of data products for short-term lenders.

For short term lenders, writing smarter loans is the difference between a profitable business and a mess of collections and losses. MicroBilt provides a complete suite of tools to help you make the right choices across the entire loan process. All of MicroBilt’s products can be accessed through a convenient single portal accessible from any Internet-connected computer. This puts incredible public, private and proprietary data as well as automated decisioning tools right at your fingertips.

Credit & Decisioning

Verify a customer’s identity, learn their credit history, and even get a credit score on individuals who might otherwise return a ‘no hit’ or thin file during a credit check.

Experian Equifax TransUnion
PRBC Alternative Credit
Adverse Action Notification
Decision Table

Identity Verification

Get a glimpse into a consumer’s past financial deals, uncover any prior history of fraudulent activity and flag potential fraud risks before they impact your business.

ID Verify
ID Authenticate
Watchlist Search

Collection & Recovery

Identify a customer’s location, assets, banking information and aliases. Determine which debts are most likely to be recovered so you can prioritize your efforts.

Spot
Enhanced People Search
Property Search Report
Smart Trac